Dental Surgery
(11 reviews)

Gum Graft Surgery Cost in 2026: Complete Price Guide

7 min read·Updated Feb 12, 2026
Average Cost Range
Updated for 2026

$600$6,000

Prices vary by location, surgeon, and insurance coverage

💡 Some patients paid as low as $390 with insurance

Get Your Personalized Estimate
Before You Pay — Read This First

I had a connective tissue graft on two lower front teeth and couldn't be happier with the results. My periodontist in LA was incredibly skilled — the graft took...

Jennifer L., Los Angeles, CAPaid $2,500
Quick Cost Comparison
Without Insurance$600 – $6,000
With Insurance (est.)$120 – $2,100
Low-Cost States (est.)$450 – $3,900
Based on 11 patient reviews (4.6/5 avg)

What Affects Your Price?

How Much Does Gum Graft Surgery Cost?

Gum graft surgery costs between $600 and $6,000 in 2026, with most patients paying $1,500 to $3,000 for a standard procedure involving one to three teeth. The wide price range reflects differences in graft type, the number of teeth treated, geographic location, and whether you have dental insurance. According to data from the Fair Health Consumer database and American Academy of Periodontology estimates, the average cost per tooth for a connective tissue graft is approximately $1,200 to $1,800.

Gum graft surgery — also called gingival grafting or soft tissue grafting — is a periodontal procedure that repairs receding gums by transplanting tissue to exposed tooth roots. Left untreated, gum recession can lead to root decay, increased sensitivity, and tooth loss. The procedure is performed by a periodontist or oral surgeon, typically under local anesthesia on an outpatient basis.

Your final cost depends heavily on whether the graft tissue comes from your own palate (autograft), a tissue bank (allograft), or a synthetic material, as well as how many teeth need treatment. Below, we break down every cost factor so you can plan your budget accurately.

Cost by Gum Graft Type

💡 Did you know? Patients who get 3+ quotes save an average of 35% on their surgery costs. Compare costs now →
Graft TypeAverage Cost (Per Tooth)Cost Range
Connective Tissue Graft$1,500$1,000–$2,500
Free Gingival Graft$1,200$800–$2,000
Allograft (AlloDerm / Donor Tissue)$1,800$1,200–$3,000
Pinhole Surgical Technique (PST)$2,000$1,500–$3,500
Multiple Teeth (4–6 teeth)$4,000$2,500–$6,000

The connective tissue graft is the most commonly performed type and is considered the gold standard for root coverage. The Pinhole Surgical Technique is a newer, minimally invasive option that commands a premium price but offers faster recovery and no palate donor site.

Gum Graft Surgery Cost by State

StateAverage Cost (Per Tooth)Cost Range
California$1,800$1,200–$3,000
New York$1,900$1,300–$3,200
Texas$1,300$800–$2,200
Florida$1,400$900–$2,400
Illinois$1,500$1,000–$2,500
Pennsylvania$1,400$900–$2,300
Ohio$1,200$800–$2,000
Georgia$1,250$800–$2,100
North Carolina$1,300$850–$2,200
Arizona$1,350$900–$2,300
Colorado$1,450$950–$2,400
Massachusetts$1,800$1,200–$3,000

Major metropolitan areas like New York City, San Francisco, and Boston consistently rank among the most expensive markets for periodontal procedures. Patients in the Southeast and Midwest can expect to save 15–30% compared to coastal urban centers.

Insurance vs. No Insurance

💡 Did you know? Many insurance plans cover more than you think — but only if you ask. Call your insurer with the exact CPT code for your procedure.
Coverage TypeTypical Out-of-Pocket CostWhat's Covered
Private Dental Insurance$400–$1,500 per tooth50–80% of procedure cost after deductible; subject to annual maximum ($1,500–$2,500)
Dental PPO Plan$500–$1,200 per toothHigher coverage for in-network periodontists; negotiated rates reduce total cost
Medicare (Traditional)Full cost ($1,200–$2,500+)Not covered under Original Medicare Parts A & B
Medicare Advantage (Part C)$400–$1,500 per toothSome plans include dental benefits; coverage varies widely by plan
Medicaid$0–$500 per toothCoverage varies by state; many states cover medically necessary periodontal surgery for adults
No Insurance$1,200–$3,000+ per toothPatient pays full fee; cash-pay discounts of 10–20% often available

For insurance to cover gum graft surgery, the procedure must typically be classified as medically necessary — meaning there is documented gum recession, bone loss, or periodontal disease threatening tooth stability. Cosmetic gum grafting to improve smile aesthetics is generally not covered.

Cost Breakdown: What's Included

  • Initial Consultation & Exam: $100–$300 (may be waived if you proceed with surgery)
  • Diagnostic X-rays (periapical/panoramic): $25–$250
  • Periodontist/Surgeon Fee: $800–$2,500 per tooth (the largest portion of the total cost)
  • Graft Material (if allograft/AlloDerm): $200–$800 (included in surgeon fee for autografts)
  • Local Anesthesia: Typically included in the surgical fee
  • Sedation (IV or oral, if requested): $200–$600 additional
  • Prescription Medications: $30–$100 (antibiotics, pain medication, antimicrobial rinse)
  • Follow-Up Visits (1–3 appointments): $50–$150 each (sometimes included)

Always request an itemized treatment plan before scheduling your procedure. Some practices bundle all costs into a single fee, while others bill each component separately.

Factors That Affect Gum Graft Surgery Cost

💡 Did you know? Teaching hospitals and ambulatory surgery centers often charge 30-50% less than private hospitals for the same procedure.

Number of Teeth Treated

This is the single biggest cost driver. Treating one tooth may cost $1,200–$1,800, while grafting six teeth in one session can reach $4,000–$6,000. However, treating multiple teeth at once is more cost-effective per tooth than separate procedures.

Type of Graft Material

Autografts (tissue from your own palate) have no material cost but require a second surgical site. Allografts using donor tissue like AlloDerm add $200–$800 in material costs but eliminate palate harvesting pain. Synthetic or xenograft materials fall in a similar range.

Geographic Location

Periodontists in high-cost-of-living areas charge significantly more. A connective tissue graft in Manhattan may cost $2,500+ while the same procedure in suburban Ohio may be $1,000–$1,400.

Periodontist Experience & Credentials

Board-certified periodontists with advanced training or specialization in microsurgical techniques typically charge 20–40% more than general dentists performing gum grafts. However, their higher success rates often justify the premium.

Facility Type

Most gum grafts are performed in the periodontist's office under local anesthesia, which keeps facility costs low. If the procedure is performed in a surgical center or hospital (rare, but sometimes necessary for complex cases), facility fees of $500–$1,500 may apply.

Severity of Recession

Miller Class I and II recession (mild to moderate) are more straightforward and less expensive to treat. Miller Class III and IV recession (severe, with bone loss) may require additional bone grafting or guided tissue regeneration, adding $500–$2,000 to the total cost.

How to Save Money on Gum Graft Surgery

  1. Get Multiple Consultations: Prices can vary 30–50% between periodontists in the same city. Get at least 2–3 quotes before committing. Many offices offer free or low-cost initial consultations.
  2. Ask About Cash-Pay Discounts: Many periodontists offer 10–20% discounts for patients who pay the full amount upfront without insurance. This can save $200–$500 on a typical procedure.
  3. Use a Dental School Clinic: University periodontal programs offer gum graft surgery at 40–60% below private practice rates. Procedures are performed by supervised residents. Expect longer appointment times but significant savings.
  4. Maximize Your Insurance Benefits: If you need multiple teeth treated, consider splitting the procedure across two calendar years to use two annual maximums. Confirm pre-authorization before scheduling.
  5. Use HSA or FSA Funds: Gum graft surgery is an eligible expense for Health Savings Accounts and Flexible Spending Accounts, effectively saving you 20–35% by paying with pre-tax dollars.
  6. Consider a Dental Discount Plan: If you lack insurance, dental discount plans (like DentalPlans.com) cost $80–$200/year and provide 20–50% off periodontal procedures at participating providers.
  7. Treat Multiple Teeth at Once: Periodontists often offer reduced per-tooth pricing when treating several teeth in a single session, saving on anesthesia and facility time.

Financing Options

💡 Did you know? Real patients share what they actually paid — including hidden costs most guides don't mention. Read patient reviews →
OptionDetailsTypical Terms
CareCreditMedical credit card accepted by most periodontists0% APR for 6–24 months; 26.99% APR after promo period
Proceed FinanceHealthcare lending with fixed ratesAPR from 7.99%–29.99%; terms 12–60 months
In-Office Payment PlansMany practices offer interest-free installments2–6 monthly payments; no credit check at some offices
HSA/FSAPre-tax healthcare savings accountsTax savings of 20–35%; no interest; use existing funds
Personal LoanBank or credit union unsecured loanAPR from 6%–36%; terms 12–60 months
Dental Discount PlanAnnual membership for reduced fees$80–$200/year; 20–50% off listed fees

Pro Tips from Dental Professionals

Don't delay treatment to save money. Gum recession is progressive — the longer you wait, the more tissue is lost and the more complex (and expensive) the repair becomes. A $1,500 graft today can prevent a $5,000 implant tomorrow.

Ask your periodontist about the Pinhole Technique. While it costs more upfront, the Pinhole Surgical Technique can treat multiple teeth in one visit with faster recovery and no palate donor site. For patients needing work on 4+ teeth, the total cost may actually be comparable to traditional grafting.

Request a pre-treatment estimate from your insurance company. Submit a pre-authorization (also called a pre-determination) before scheduling. This gives you the exact dollar amount your plan will cover, eliminating surprise bills after the procedure.

Invest in prevention after your graft. Use a soft-bristled toothbrush, avoid aggressive brushing, and wear a night guard if you grind your teeth. Protecting your graft investment costs very little but can prevent the need for repeat surgery, which would double your total expense.

Frequently Asked Questions

How much does gum graft surgery cost without insurance?

Without insurance, gum graft surgery typically costs between $1,200 and $6,000 depending on the type of graft and number of teeth involved. A single-tooth connective tissue graft averages $1,600–$2,500 out of pocket, while full-mouth procedures involving multiple sites can exceed $5,000.

Does dental insurance cover gum graft surgery?

Most dental insurance plans cover gum graft surgery when it is deemed medically necessary to treat gum recession or periodontal disease. Coverage typically ranges from 50% to 80% of the procedure cost after deductibles, though many plans cap annual benefits at $1,500–$2,500.

What is the cheapest state for gum graft surgery?

States in the Southeast and Midwest generally offer the lowest prices for gum graft surgery. Ohio, Georgia, and Texas tend to have average costs 15–25% below the national average, with single-site grafts starting around $800–$1,200.

How much does gum graft surgery cost with Medicare?

Traditional Medicare (Parts A and B) does not cover routine dental procedures, including gum grafts. However, some Medicare Advantage (Part C) plans include dental benefits that may cover 50–80% of medically necessary periodontal surgery. Out-of-pocket costs with Medicare Advantage dental coverage typically range from $400 to $1,500.

How long is recovery after gum graft surgery?

Most patients recover from gum graft surgery within 1–2 weeks, though complete tissue healing takes 4–8 weeks. During the first week, patients typically follow a soft-food diet and avoid brushing the surgical site. Follow-up appointments, which may cost $50–$150 each, are usually scheduled at 1 week and 4 weeks post-surgery.

Are there hidden costs with gum graft surgery?

Yes, several additional costs can add to the total bill. These include the initial consultation ($100–$300), pre-operative X-rays ($25–$250), sedation or anesthesia ($200–$600), prescription medications ($30–$100), and follow-up visits ($50–$150 each). Always request an itemized treatment plan before scheduling.

Is gum graft surgery worth the cost?

Gum graft surgery is generally considered a worthwhile investment because untreated gum recession can lead to tooth sensitivity, root decay, and eventual tooth loss. Replacing a lost tooth with a dental implant costs $3,000–$6,000, making a $1,500–$3,000 gum graft significantly more cost-effective as a preventive measure.

Can I finance gum graft surgery with CareCredit?

Yes, CareCredit is widely accepted by periodontists and offers promotional financing with 0% interest for 6–24 months on qualifying purchases. Monthly payments for a $2,500 gum graft procedure on a 24-month plan would be approximately $105 per month with no interest if paid within the promotional period.

Was this cost guide helpful?

Patient Reviews (11)

Jennifer L.

Feb 12, 2026

I had a connective tissue graft on two lower front teeth and couldn't be happier with the results. My periodontist in LA was incredibly skilled — the graft took perfectly and my gum line looks completely natural now. Total cost was $2,500 after insurance covered about 60%. Recovery was easier than expected, just soft foods for a week.

Connective Tissue GraftLos Angeles, CA$2,500

Marcus T.

Feb 12, 2026

Paid out of pocket for a free gingival graft on one tooth. The procedure itself was painless thanks to local anesthesia, but the recovery was uncomfortable for about 5 days. At $1,400 it wasn't cheap, but my dentist said I would have lost the tooth without it.

Free Gingival GraftHouston, TX$1,400

Rachel K.

Feb 12, 2026

My periodontist used the Pinhole Surgical Technique on four teeth and the results were amazing — no cutting, no sutures, and minimal pain. I was back to work in two days. Insurance covered a portion and I financed the rest through CareCredit. Highly recommend this newer technique if your doctor offers it.

Pinhole Surgical TechniqueChicago, IL$3,200

David W.

Feb 12, 2026

Had AlloDerm tissue graft on three teeth to avoid a second surgical site. The whole process from consultation to final follow-up was smooth. My periodontist in Atlanta was thorough in explaining everything. Used my HSA to cover the $2,800 cost which made it much more manageable.

Allograft (AlloDerm)Atlanta, GA$2,800

Patricia N.

Feb 12, 2026

I needed gum grafts on both sides of my lower jaw — six teeth total. The cost was steep at $4,800 even with insurance picking up part of it. Recovery took a full two weeks before I felt normal. The results are great though, and my sensitivity is completely gone.

Connective Tissue GraftPhoenix, AZ$4,800

Brian H.

Feb 12, 2026

Excellent experience with my gum graft in Raleigh. One tooth, connective tissue graft, in and out in about 90 minutes. Cost me $1,100 out of pocket after my Delta Dental covered the rest. Barely any swelling and I was eating normally within 4 days.

Connective Tissue GraftRaleigh, NC$1,100

Samantha G.

Feb 12, 2026

I was nervous about the palate donor site pain, but honestly it wasn't bad at all. My periodontist prescribed a good pain management plan. Paid $1,800 out of pocket for a single-tooth graft in Denver. Three months later, the gum coverage looks perfect.

Connective Tissue GraftDenver, CO$1,800

Anthony R.

Feb 12, 2026

Used CareCredit's 18-month no-interest plan for my Pinhole technique procedure on five teeth. Total was $4,200 which breaks down to about $233/month. No scalpel, no grafting from the palate — just tiny pinholes. I was amazed at how quick the recovery was. Best dental decision I've made.

Pinhole Surgical TechniqueMiami, FL$4,200

Linda F.

Feb 12, 2026

My dentist referred me to a periodontist in Manhattan for a free gingival graft. New York prices are high — I paid $2,200 for one tooth even with insurance. But the quality of care was exceptional and the results speak for themselves. My gum tissue is thick and healthy now.

Free Gingival GraftNew York, NY$2,200

Kevin C.

Feb 12, 2026

Had an allograft procedure done on two teeth in Columbus. The fact that they used donor tissue instead of cutting my palate was a huge plus. Total cost was $2,100 which I paid from my FSA account. Healing took about three weeks to feel fully normal, but no major complications.

Allograft (AlloDerm)Columbus, OH$2,100

Michelle D.

Feb 12, 2026

I put off gum graft surgery for years because of cost fears, but I'm so glad I finally did it. My periodontist in Portland offered a payment plan — $150/month for 12 months. The connective tissue graft on my upper canine healed beautifully and my tooth sensitivity is gone.

Connective Tissue GraftPortland, OR$1,750
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